Residential Financing
For business owners, investors and existing clients who need residential mortgage financing, we provide the same considered, professional service — delivered through our licensed mortgage brokerage.
Who It's For
Many of our commercial clients also need residential financing — for a home purchase, a refinance, an investment property or a portfolio of rentals. Rather than send them elsewhere, we handle it to the same standard, through our licensed brokerage.
Residential Services
Financing for a primary residence, structured around your wider position.
Renewing, switching or refinancing to improve rate, term or access equity.
Financing rental and investment residential property.
Options for business owners with non-standard income documentation.
Releasing equity from a home to reinvest or consolidate.
Reviewing your renewal against the wider market at maturity.
Our Approach
Your goals, timeline and how the mortgage fits your broader financial picture.
Comparing appropriate lenders and products on more than headline rate.
Presenting your position clearly and completely to lenders.
Coordinating approval, conditions and closing through to funding.
Frequently Asked Questions
No. Caxton & Lucke is a commercial capital advisory firm. Residential mortgage services are a complementary offering, provided through our licensed mortgage brokerage for clients who want the same trusted relationship for their personal financing.
Residential mortgage services are regulated activities provided through our licensed mortgage brokerage. All applicable disclosures apply, and are set out on our Licensing & Disclosures page.
Yes. Financing for self-employed and business-owner borrowers is a particular strength, given how much of our work involves understanding business income and structure.
Yes, we arrange financing for residential investment and rental property, and can consider it alongside your commercial and personal position.
Residential mortgage services are provided through Pegasus Mortgage Lending Center Inc. and are available in Ontario, where the brokerage is licensed. Our commercial capital advisory is offered more broadly across Canada.
Let's Talk
Speak with us about your home purchase, refinance or investment property — handled with the discretion and care you'd expect.