Business Acquisitions
Buying a business is one of the highest-stakes capital decisions an owner ever makes. The way you structure and fund the deal determines whether it strengthens you or stretches you. We help you get both right.
The Problem
Acquisition financing sits at the intersection of deal terms, seller expectations and lender appetite. Get the structure wrong and a sound business becomes a cash-flow trap from day one.
Strategic Considerations
Share versus asset purchase changes tax, risk and how it can be financed.
Vendor financing, earn-outs and holdbacks are part of the capital stack.
The acquired business must service the debt and still fund itself.
Ownership transitions consume cash; the plan must fund the runway.
What the lender takes, and how to protect the buyer.
Funding for integration, growth or the next step after closing.
Capital Options
Senior debt sized to the target's sustainable cash flow.
Guaranteed lending that can support qualifying acquisitions.
Structuring seller notes and earn-outs as part of the stack.
Filling the gap between senior debt and buyer equity.
Funding working capital against receivables and inventory.
Capital to fund shareholder exits and ownership change.
Our Advisory Role
We work alongside your accountant and legal advisors, aligning deal structure with the capital plan so the financing supports the transaction instead of fighting it.
How our advisory engagement worksExecution Process
We define an achievable, resilient way to fund the purchase.
We test the target's numbers and debt capacity.
We design the stack: senior, vendor, private and equity.
We build the acquisition case for lenders.
We source and negotiate the financing.
We coordinate diligence and conditions to completion.
Frequently Asked Questions
It depends on the target's cash flow, the deal structure and the lenders involved. We size debt to what the business can sustainably service, then structure the rest of the stack around it.
Often, yes. Seller notes and earn-outs can be a valuable part of the capital structure, and we help negotiate and position them alongside third-party debt.
Yes. Funding an ownership transition is a common mandate and follows the same disciplined approach as an external acquisition.
Ideally before. Knowing your realistic capital envelope shapes which deals are worth pursuing and strengthens your position with sellers.
No. We coordinate with them. Advisory on capital structure complements legal and tax advice; it does not substitute for it.
Let's Begin
Book a capital strategy call and we'll help you structure and finance the acquisition with confidence.